Are you covered at work?
Accidents can happen in any business. If you have employees, you need workers' compensation.
You know your business,
the Hartford knows insurance
The Chamber’s new partnership with the Hartford means big savings for you. There is a lot to sort out when finding the right workers’ compensation coverage and this program can save you serious time and effort – plus terrific savings.
Why workers' compensation? This is insurance to protect your employees and your business.
If you have four or more employees, South Carolina requires your business to carry workers’ compensation insurance.
How you can save
access to premium savings up to
25%
the highest allowed in South Carolina
eligible for a 4%
dividend
at renewal
plus special industry savings and discounts often overlooked
60%
savings on billed medical expenses
through Hartford provider negotiated rates that will reduce claims
monthly payroll billing solution
your cash flow won’t be restricted with payroll vs. annual premiums
New Valued Partner Benefit
The Chamber’s goal in offering group purchasing programs for you and your business is simple: provide you with a return on investment for your chamber partnership dollars by giving you better pricing, service, and value on all of your business needs, regardless of your business size.
The Chamber has negotiated a member-only workers’ compensation program with The Hartford, a national business insurance carrier, based on an aggregate annual book of business of our full membership.
Your business, as a Partner of the Chamber, is eligible for national contract pricing that even our largest members couldn’t negotiate independently. It is our hope that by participating in this program you receive a bankable ROI on your Chamber investment
25%
up
to
Save on Workers' Comp
Savings Example
monthly premium
- member discount
$350
$53
Monthly Premium
$297
- annual dividend (4%)
$143
Annual Member Savings
$779
As a preferred provider, the Hartford member benefit includes additional benefits and savings!
Premium discounts of up to 25% off premium rate
Annual member dividend each year up to 4%
Risk control programs and best-in-class claim support
Webinars and online resources to keep employees safe
Improve your cash flow with pay-as-you-go billing
Savings that have a big impact on your budget
Thanks to the Chamber's discount program, you can make workers' compensation a smaller part of your budget.
Save on Workers' Comp
Unlike most any other small business insurance, workers' compensation is regulated by each state. Rates in South Carolina are the highest in the Southeast which is a key reason the Chamber has developed this member benefit.
Georgia
North Carolina
Tennessee
$1.11
$1.18
$1.09
3 Things You Need To Know about
Worker's Compensation Laws
1
2
3
Employers in South Carolina with four or more regular full-time or part-time employees are required to carry Workers' Compensation Insurance.
If a subcontractor doesn't carry Workers' Compensation Insurance, the owner or the principal contractor would be liable for the injuries that happen to the subcontractor's employees.
Know the specific requirements for your industry so you are confident you are fully protecting your business and employees!
(803) 733.1110
930 Richland Street
Columbia, SC 29201
For more information about our
Valued Partner Program, contact Stephanie Hubsch at shubsch@columbiachamber.com or 803.733.1112
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