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Are you covered at work?

Accidents can happen in any business.  If you have employees, you need workers' compensation. 

Save up to 25% on your current workers' compensation premium

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You know your business,

the Hartford knows insurance

The Chamber’s new partnership with the Hartford means big savings for you.  There is a lot to sort out when finding the right workers’ compensation coverage and this program can save you serious time and effort – plus terrific savings.

 

Why workers' compensation? This is insurance to protect your employees and your business.

 

If you have four or more employees, South Carolina requires your business to carry workers’ compensation insurance.

How you can save

01

access to premium savings up to 

25%

the highest allowed in South Carolina

02

eligible for a  4%

dividend

at renewal

plus special industry savings and discounts often overlooked

03

60%

savings on billed medical expenses

through Hartford  provider negotiated rates that will reduce claims 

04

monthly payroll billing solution

your cash flow won’t be restricted with payroll vs. annual premiums

New Valued Partner Benefit

The Chamber’s goal in offering group purchasing programs for you and your business is simple: provide you with a return on investment for your chamber partnership dollars by giving you better pricing, service, and value on all of your business needs, regardless of your business size.

 

The Chamber has negotiated a member-only workers’ compensation program with The Hartford, a national business insurance carrier, based on an aggregate annual book of business of our full membership.

 

Your business, as a Partner of the Chamber, is eligible for national contract pricing that even our largest members couldn’t negotiate independently.   It is our hope that by participating in this program you receive a bankable ROI on your Chamber investment

25%

up

to

Save on Workers' Comp

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Savings Example

monthly premium

- member discount

$350

$53

Monthly Premium

$297

- annual dividend (4%)

$143

Annual Member Savings

$779

As a preferred provider, the Hartford member benefit includes additional benefits and savings!

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Premium discounts of up to 25% off premium rate

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Annual member dividend each year up to 4%

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Risk control programs and best-in-class claim support

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Webinars and online resources to keep employees safe

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Improve your cash flow with pay-as-you-go billing

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Savings that have a big impact on your budget

Thanks to the Chamber's discount program, you can make workers' compensation a smaller part of your budget.

for more information contact

Megan Stempin
313.221.9123  or mstempin@memberbenefit.org

Save on Workers' Comp

Unlike most any other small business insurance, workers' compensation is regulated by each state.  Rates in South Carolina are the highest in the Southeast which is a key reason the Chamber has developed this member benefit.
Georgia
North Carolina
Tennessee
$1.11
$1.18
$1.09
South Carolina
$1.79
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3 Things You Need To Know about

Worker's Compensation Laws

1

2

3

Employers in South Carolina with four or more regular full-time or part-time employees are required to carry Workers' Compensation Insurance.

If a subcontractor doesn't carry Workers' Compensation Insurance, the owner or the principal contractor would be liable for the injuries that happen to the subcontractor's employees.

Know the specific requirements for your industry so you are confident you are fully protecting your business and employees!

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(803) 733.1110

930 Richland Street
Columbia, SC 29201

For more information about our
Valued Partner Program, contact Stephanie Hubsch at shubsch@columbiachamber.com or 803.733.1112

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