Are you covered at work?
Accidents can happen in any business. If you have employees, you need workers' compensation.
Save up to 25% on your current workers' compensation premium
The Chamber’s workers' compensation benefit means big savings for you. There is a lot to sort out when finding the right workers’ compensation coverage and this program can save you serious time and effort – plus terrific savings.
Why workers' compensation? This is insurance to protect your employees and your business.
If you have four or more employees, South Carolina requires your business to carry workers’ compensation insurance.
How you can save
access to premium savings up to
the highest allowed in South Carolina
special industry savings and discounts
plus special industry savings and discounts often overlooked
up to 60%
savings on billed medical expenses
through carrier negotiated rates that will reduce claims
monthly payroll billing solution
your cash flow won’t be restricted with payroll vs. annual premiums
New Valued Partner Benefit
The Chamber’s goal in offering group purchasing programs for you and your business is simple: provide you with a return on investment for your chamber partnership dollars by giving you better pricing, service, and value on all of your business needs, regardless of your business size.
Save on Workers' Comp
- member discount
- annual dividend (4%)
Annual Member Savings
Includes additional benefits and savings such as:
Premium discounts of up to 25% off premium rate
Risk control programs and best-in-class claim support
Webinars and online resources to keep employees safe
Improve your cash flow with pay-as-you-go billing
Savings that have a big impact on your budget
Thanks to the Chamber's discount program, you can make workers' compensation a smaller part of your budget.
Save on Workers' Comp
Unlike most any other small business insurance, workers' compensation is regulated by each state. Rates in South Carolina are the highest in the Southeast which is a key reason the Chamber has developed this member benefit.
3 Things You Need To Know about
Worker's Compensation Laws
Employers in South Carolina with four or more regular full-time or part-time employees are required to carry Workers' Compensation Insurance.
If a subcontractor doesn't carry Workers' Compensation Insurance, the owner or the principal contractor would be liable for the injuries that happen to the subcontractor's employees.
Know the specific requirements for your industry so you are confident you are fully protecting your business and employees!